Prosper in a dynamic world
Search

A week of severe storms to impact insurance industry

It could be a tough week for insurers, with daily severe thunderstorms possibly bringing large hail, damaging winds, heavy rain, and flooding to parts of eastern Australia, including the capital cities.  

This prolonged and dangerous thunderstorm outbreak will be generated by an extremely humid  atmosphere and a series of low pressure troughs and lows throughout the week.  

The extremely humid atmosphere is being caused by abnormally warm waters off eastern Australia, which are enhancing the moisture and energy available to showers and thunderstorms in the region. 

 Image: Daily Sea Surface Temperature (SST) on Monday, January 6. Source: NOAA 

The warm and humid environment will fuel severe thunderstorms each day for the next week across eastern Australia, with activity likely to peak later this week into next. 

One key day of storms is Wednesday, when widespread severe thunderstorms are possible across northeastern NSW and southeastern Qld, with the possibility of large hail, heavy rainfall and damaging wind gusts. On Thursday, these severe storms will likely focus on Qld’s northwest and the central and southern interior. 

Severe thunderstorms will then become scattered to widespread on Friday and Saturday across much of Qld and northeastern NSW, with a high risk of heavy rainfall which could lead to flooding in slow moving storms. 

There are signs that severe thunderstorms will become widespread over northern and eastern Australia from Sunday, possibly impacting Sydney, Canberra, Melbourne, Brisbane and Darwin.  

The image below shows high values of Convective Available Potential Energy (CAPE) or large amounts of energy in the atmosphere that could be used by thunderstorms, showing increased risk of severity.

Image: CAPE forecast for 5pm on Sunday, January 12, according to ECMWF 

CAPE values over 1,000 J/kg (white/yellow/red/pink) can produce severe thunderstorms, the higher the value the more ominous the threat. 

The high CAPE values are forecast to continue over and east of the Great Dividing Range and across northern Australia on Monday, Tuesday and Wednesday next week. Sydney and Brisbane could see severe thunderstorms on several days next week, while Canberra and Melbourne’s highest threat is on Sunday. 

Heavy rainfall will continue to be a risk on these days, however the higher CAPE values and dry upper air will pose the risk of large hail in some areas from Sunday into next week. 

Given weather affects your business at all levels of operation, from risk assessment to sales and claim management, it’s worth gaining the foresight of our industry-leading, comprehensive weather services. 

DTN APAC, a DTN company, offers you trusted weather intelligence, alerting and analytics to support your business, bringing ease to your risk and claims management. 

Severe weather and conditions alerting 
Weatherzone’s alerting allows your organisation to mitigate severe weather insurance claims and protect policy holders from lightning, hail, bushfires and other natural disasters. Address specific SMS alerts are sent up to 30 minutes prior to a severe storm’s impact, giving your customers time to prepare themselves, protecting both assets and life. Our alerting system combines the proven technology of TITAN Tracks, with our own Dangerous Thunderstorm Alerts (DTAs) and Total Lightning Network, so you are protected by the most precise service available. 

Historical severe weather reporting
StormQuery creates storm reports based on historical data from the Bureau of Meteorology and lightning strike information from our own Total Lightning Network. You can draw historical lightning and severe weather reports – geo-tagged to any address and postcode – to quickly and accurately verify severe weather insurance claims. StormQuery is seamlessly embedded within the Weatherzone interface and is easy to visualise and utilise. 

Long-range forecasts 
Long-range forecasts enable you to prepare for the seasons ahead – whether it’s tropical cyclone risk, La Niña’s above average rainfall or the bushfire seasons of El Niño. With that foresight, you can equip your customers with the strategies they need to mitigate loss due to fire, flood and severe weather. Nurture your relationship with your customers by providing them with the tools to protect themselves and their assets from increasingly volatile conditions. Data from the forecast reports can also be incorporated into your reinsurance negotiations. 

Rain, hail or shine: we are there for you, and your customers. For more information contact us at sales.apac@dtn.com. 

Thumbnail image credit: @philipps.world.of.photography

Latest news

Satisfy your weather obsession with these news headlines from around the nation, and the world.

How does DTN help businesses monitor bushfire induced pyrocumulonimbus thunderstorms that ignite more fires?

Intense heat from bushfires during elevated fire danger days can trigger fire-induced pyrocumulonimbus thunderstorms that ignite additional fires. In early January 2026, an extreme heatwave sweeping over southeastern Australia brought catastrophic fire danger to Victoria. Intensely hot bush and grass fires spread erratically and quickly in hot, dry and gusty winds, with pyrocumulonimbus generating lightning, […]

Active seas to the north and east of Australia disrupting port and maritime operations

Seas to the north and east of Australia are experiencing periods of increased activity this week, leading to disruptions to port, maritime and offshore operations. Intense and hazardous Tasman Sea Ocean conditions across NSW’s South Coast rapidly deteriorated last Friday as a deep feed of easterly winds whipped up large and dangerous seas. The Batemans […]

Transport, emergency and energy industries flooded across Greater Sydney with weekend deluges

Transport, emergency, energy and port industries in eastern NSW and Sydney were impacted by significant flash flooding with intense and heavy rainfall this weekend. Rainfall rates between 80 and 140mm in one to three hours were registered across parts of Sydney’s Northern Beaches and Central Coast on Saturday afternoon and evening. In some areas, these […]

DTN Dangerous Thunderstorm Alerts in action with severe thunderstorms disrupting Perth industries

Severe thunderstorms impacted southwest WA and the Perth region on Sunday, December 14, 2025, triggering Dangerous Thunderstorm Alerts (DTA) by DTN for industries and businesses in the region. DTN operates Dangerous Thunderstorm Alerts (DTA) which alert businesses and industries to thunderstorms based on intensity and movement. These alerts provide advanced notice of thunderstorms moving into […]